Users can use the tool without any account sign-up or login. Users communicate with the tool via text message and are
identified by phone number.
Users can record expenses by texting the expense amount + hashtags (categories) to the tool.
Users can link their credit card and/or bank alerts to the app to have credit card and bank transactions automatically
tracked, in real time.
The tool will learn to categorize credit card transactions automatically by matching manually-entered expenses
to expenses found on credit cards, and by proactively asking users about unknown purchases.
The tool will provide users with a link to a web-based interactive report of their expenses.
Users can use the report to edit expenses and categories and view various charts and graphs.